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Personal Pensions
Personal pensions allow you to build up a pension fund to provide an income at any time between the ages of 60 and 75 and are available to self-employed people and employees who are in non-pensionable employment. They can make a regular contribution, normally on a monthly basis, or single contributions at any time.
Tax relief is available on contributions at the highest rate. However, depending on your age, there is a limit to the percentage of your earnings that can be invested in the pension and tax relief obtained.
There is a wide range of products available in the market place with different fund choices and charging structures. Professional advice should be sought as to which product may suit you best.
Warning: The value of your investment may go down as well as up. You may get back less than you put in.
